Medicare Advantage

What is a Medicare Advantage Plan (Part C)?

Individuals who are entitled to benefits under Medicare Part A and enrolled under Part B are eligible to enroll in a Medicare Advantage plan. Medicare Advantage plans can cover Part D or not.

Medicare Advantage (Part C) plans are offered by private insurance companies that have been approved by Medicare. With these plans, your private insurance company pays a portion of your claims while you pay a copay. These plans include everything Original Medicare covers (Parts A and B) and often come with extra benefits like:

Routine dental, vision, and hearing care
Fitness memberships and wellness programs
Caregiver Support
Transportation to Medical appointments

*** Members should use medical care within private insurance network plans to avoid high co-pays, deductibles, and out-of-pocket.

Please contact us for more information! 210-850-7736

Our agents can speak in English, Vietnamese, and Korean and are available to help in person at our office or over the phone - whichever is more comfortable for you.

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Different Enrollment Periods - 65 and older or disability

Initial Enrollment Period

3 months before your 65th birthday, your birthday month, and 3 months after your birthday. You can apply for Medicare Parts A, B, C, or Medigap and/or D during this time. Your coverage will start no sooner than your birthday month. If you enroll after your 65th birthday, the start date will be the following month.

*** Part D coverage cannot start before Part A and/or B begins.

*** A late penalty of up to 10% may apply for individuals who haven't enrolled in Part A and/or B when they are first eligible.

Annual Election Period

The Annual enrollment period is from Oct. 15 to Dec. 7 every year, and coverage begins Jan. 1 for members who want to change or enroll in any different Medicare Advantage, Medigap, or Part D plans.

Period Jan. 1 to Mar. 31

Medicare Advantage Open Enrollment Period: Provides additional opportunities to change your Medicare Advantage plan to different plans. Annual MA OEP runs from Jan. 1 to Mar. 31.

Special Enrollment Period

If you have a qualified life event or government disaster approval, don't hesitate to contact us right away.